Welcome
π· Pounds in, Rands in Your Head

The Two-World Money Fatigue β weβre really glad youβre here.
If youβve been feeling a bit stretched lately, youβre not alone. This time of year can feel especially heavy: the bills are still landing, winterβs not quite done with us, and somehow the numbers just donβt seem to add up the way we hoped they would.
Even once youβre settled in the UK, part of your brain still does the rand conversion. You see a price, do the maths automatically, and feel that familiar little jolt. Add flights home, helping family, and the quiet pressure of earning in pounds while worrying in rands β and it can feel like youβre working hard just to stay level.
If thatβs where you are right now, this isnβt about failure or bad decisions. Itβs about living between two worlds, carrying responsibilities in both, and doing the best you can with whatβs in front of you.
This weekβs edition is here to sit alongside you β to make things feel a bit clearer, a bit lighter, and a bit less lonely.
SAFFA Spotlight
ππΏπ¦ When the Proteas beat England, it still hits differently

South Africaβs SPAR Proteas beat England 65β50 at Ellis Park to take the series 2β1, with Sanmarie Visser named Player of the Tournament. It wasnβt flashy or dramatic β just calm, disciplined, and quietly confident.
And thatβs exactly why we love stories like this.
As South Africans living in the UK, these moments land a bit deeper. Beating England on home soil isnβt really about bragging rights β itβs about pride, resilience, and that familiar sense of βwe still show up.β Itβs a reminder of where we come from, and the steady strength we grew up seeing as normal.
Sometimes, when youβre far from home, a result like that feels like a small tap on the shoulder saying: youβre still part of this.
ποΈ PLAN AHEAD (4β6 weeks)
Easter holidays β using your leave well
Weβve learned that if you book holidays earlier, before half-term and spring plans really start kicking in, you can sometimes get surprisingly good prices β especially around Easter.
Easter can also be a lovely time to travel. With a bit of planning, a few well-placed leave days around the bank holidays can stretch into a longer break than you expect, whether thatβs a trip home, a short UK escape, or simply some proper time off to reset.
Itβs one of those windows that fills up quickly once people start thinking about spring, so itβs worth having a look now if Easter is even loosely on your radar.
SAFFA Insider
π The Vault is Growing
Access to the Vault costs less than a cup of coffee a month, and one good tip usually covers the cost on its own. Everything after that is pure upside.
This week, weβve added:
The South Africanβs Guide to Saving Money in the UK β practical, no-nonsense ways to cut everyday UK costs.
The Ultimate Job-Upgrade Toolkit for South Africans in the UK β how to move up (or move on) faster and more confidently.
Locked: The Vault β our growing library of the most useful SA Connect UK insights, all in one place.
Smart Saffa Tips
π‘ Smart tips weβve found that can genuinely save you money
This week, we spent time looking at the everyday systems that quietly shape how much you spend in the UK β fuel, council tax, energy bills, and the support thatβs easy to miss if you donβt know where to look.
These arenβt extreme budgeting tricks or lifestyle overhauls. Theyβre practical, real-world checks that can make a noticeable difference to the month β especially at this time of year.
Here are four that felt genuinely worth sharing.
β½ Fuel Finder β checking before you drive
Fuel retailers in the UK now have to update their prices within 30 minutes, which means apps and maps are finally showing much more accurate prices nearby.
Itβs not about chasing pennies β itβs about avoiding the most expensive pump when thereβs a cheaper one a few minutes away. If youβre commuting, doing school runs, or driving regularly, this can quietly save a fair bit over the course of a month.
π§Ύ Council tax βpayment breakβ β worth checking your setup
Many councils bill council tax over 10 months (usually April to January). If thatβs how yours is set up, February and March may be Β£0 months.
It doesnβt apply to everyone, but checking your statement or direct debit schedule only takes a moment β and if it does apply, it can free up some cash right when winter costs tend to peak.
π₯ Warm Home Discount β Β£150 off electricity
Deadline: 31 March 2026
This one is often missed because people assume they wonβt qualify. In reality, many eligible households receive the Β£150 credit automatically β but itβs still worth checking your supplier and the criteria.
If energy bills are one of the heavier pressures right now, this is meaningful help.
π§ Cost of Living Support β knowing what actually exists
This official UK hub brings together the different forms of cost-of-living support available, who theyβre for, and how to check eligibility.
It wonβt apply to everyone β but it does remove the guesswork. And knowing whatβs there can stop you paying more than you need to.
Sharing is Caring
β€οΈ Donβt keep the "Life Hacks" to yourself
Know a Saffa who is still doing the "Rand-to-Pound" heart attack at the till? Or a mate whoβs definitely overpaying their Council Tax?
Weβre a community-run newsletter with zero big-corporate backing. We grow purely when one Saffa tells another, "Hey, read this, it actually helps."
Forward this email to one person today. It takes 5 seconds, itβs free, and it might just save them Β£150 on their energy bill or a lot of stress this winter.
Fun Stuff
π Menβs T20 World Cup kicks off
The Menβs T20 World Cup gets underway this week, with Englandβs opening match listed as against Nepal on 8 February, and fixtures running into early March.
For many of us, cricket is tied to summer back home β long days, warm evenings, radios on in the background. Seeing cricket back on the calendar can feel like a quiet marker that weβre moving through winter here too, even if it doesnβt quite feel like it yet.
T20 is easy to dip in and out of. You donβt need a whole afternoon free or deep knowledge of the game. Even half-watching while supperβs on can be enough to lift the mood during a heavy winter stretch.
Sometimes that familiar rhythm is a small reminder that spring is on its way.
Whatβs On
πΏπ¦ South Africans in London β Meet & Greet
Friday 13 February | London
Weβve spotted a relaxed South Africans in London Meet & Greet happening on Friday 13 February, and it feels like one of those events that could land at just the right moment for some people.
If youβve been feeling a bit lonely, a bit homesick, or you simply miss hearing familiar accents without having to explain yourself, this could be a really gentle way to reconnect. Thereβs no agenda and no pressure to be βonβ β just a chance to chat, listen, and be around people who get where youβre from.
Sometimes all it takes is one conversation, one laugh, or one βoh my word, same hereβ moment to feel a bit more grounded again.
If youβre in London and that Fridayβs free, it might be worth going along.
Side Hustle
π· A couple of realistic ways people are topping up income right now
We know βside hustleβ can sound exhausting β but these are two options weβve seen work quietly and steadily for people, without taking over their lives.
π Exam invigilation recruitment (for May/June exams)
Schools and colleges across the UK recruit exam invigilators ahead of the May and June exam season. Itβs structured, calm work β youβre there to supervise, keep time, and make sure everything runs smoothly.
What people like about it is that itβs predictable, low-interaction, and fits neatly around another job. Youβre not selling anything, performing, or rushing β just doing a clear role for a set number of hours.
For many, itβs a simple way to bring in some extra money without draining energy.
πΎ Pet sitting in late winter (especially around half-term)
As families travel during half-term and into spring, demand for reliable pet sitters picks up. Weβve got friends who do quite a bit of pet sitting, and they love it β not just for the income, but because it gets them into different parts of England they might not otherwise see.
It can mean staying in a new area, spending time with animals, and earning at the same time. Some people use established platforms, others work through trusted local networks.
If you miss pets from home, this can be a surprisingly comforting way to earn a bit extra.
Coming Up
π Ever feel homesick?
Next week, weβre going to talk about that quiet homesick feeling many of us carry β not the dramatic kind, just the low-level ache that can show up out of nowhere. A smell, a song, a season changeβ¦ and suddenly youβre missing people, places, or a version of yourself from before.
Weβll also share two simple things that have genuinely helped people ease everyday pressure:
One that helps stretch food budgets without vouchers or lifestyle changes and one flexible way some people are topping up income without giving up their weekends
Nothing overwhelming. Just steady, practical ideas β and a bit of reassurance that what youβre feeling is normal.
SA Connect UK Website
π SAFFA Resource Website
Separate from the newsletter β with SA recipes (chakalaka, bobotie), Memory Lane map, practical resources, mobile data tips, and more.
This is a work in progress. Tell us what you need.
Sign-Off
π± One last thingβ¦

After chatting to hundreds of Saffas across the UK, weβve noticed a pattern. The people who feel the least "squeezed" aren't necessarily earning moreβtheyβve just mastered these 7 quiet shifts:
π The "One Stop" Rule: Move just one train stop or Tube zone further out than your "dream" location. This single move often frees up Β£300βΒ£600 a month in rent for the exact same salary.
π Energy as a Subscription: Don't just pay the bill; manage it. Switch providers, check your EPC rating, and "heat the person, not the room" (layers and zone heating). It can literally halve your winter costs.
π Kill the "Convenience" Shop: One panic shop at a local Co-op or Tesco Express per week is a budget killer. Switching to a planned Aldi/Lidl run saves most Saffas Β£80βΒ£120 a month.
π§Ύ The 10-Minute Council Tax Check: Check for single-person discounts or banding errors. One quick audit can save you hundreds of pounds a year that youβve been overpaying.
ποΈ Live Like a Local, Not a Visitor: The UK is full of "hidden" free lifeβlibraries, free museums, and community sports. Use them. Itβs high-quality living for Β£0.
π§ Mental Currency Split: Stop converting every pound back to Rands in your head. Itβs emotionally draining. Treat your UK finances as their own ecosystem to lower your stress levels.
π¬π§ Optimize for the UK: The UK isn't "SA with more money"βitβs a different lifestyle. Smaller spaces, more walking, and fewer cars. The sooner you stop comparing and start optimizing for this life, the easier it gets.
None of these fix everything overnight, but stacked together, they regularly create 10β30% more breathing room in your budget.
If the UK has been feeling tighter than it shouldβ¦ youβre not imagining it. But youβre also not stuck.
Troy & Sarah
